Conforming Loan Limits 2024 Los Angeles Times. The limits are based on the median home value in each u.s. The conforming loan limits for 2024 have increased and apply to loans delivered to fannie mae in 2024 (even if originated prior to 1/1/2024).

That’s the current (2023) limit for southern california and much of the san francisco bay area, both of which have median home prices well above the statewide average. County, so your loan limit depends on the county where you’re buying a house.